Joe was born and raised in the San Francisco-Bay Area where he attained a B.S. degree in Biochemistry and Molecular Cell Biology from University of California, Davis. Prior to becoming a Tardus Coach, he has helped facilitate, coach, and train throughout his lifework, along continuing to educate and grow himself.  Life is a great teacher and Joe has experience in Real Estate investing and Entrepreneurship.

Joe founded and started a company called “Marvelous Customs” with which he has designed, created, modified and implemented many video game products that people still utilize today.

Joe has facilitated local group finance meetings covering topics from budgeting, tracking finances, real estate analysis to even discussing alternative investments.   Through these groups, he has coached, taught, and discovered more about finance.

Joe really enjoys seeing clients, students, and family win on their life’s goals and purpose.  If there are barriers to seeing what is possible, he would love to help in removing those barriers to start seeing life’s possibilities- with some help of the income snowball.

To the one out there needing some help figuring the labyrinth we call life – jump in, play, learn, and thrive!